Julian Gay

Julian Gay is the Founder and CEO of Cred Protocol, a San Francisco-based company focused on data analytics for onchain credit.

Julian leads Cred Protocol in developing decentralized credit scoring systems to enable un-collateralized lending and expand safe access to DeFi lending.

With expertise spanning Finance, Engineering, Product, and Fundraising, Julian's professional background includes serving as CEO and co-founder of Xendo, which was acquired by AppDirect, and a role as General Manager at AppDirect.

Julian also has experience in technology at Deutsche Bank and holds an engineering background from the University of Cambridge.

Currently, Julian is focused on mitigating web3 risk and providing robust credit scoring infrastructure by analyzing activity across chains and protocols.

Bio is AI generated & may not be accurate.